Panama residency programmes — retired couple and adviser on the Panamanian coast
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    Friendly Nations, Pensioners and Investors

    A guide to Panama's most used residency programmes: pensioners, nationals of allied countries and investors. Requirements are indicative and confirmed case by case.

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    Friendly Nations, retirees and investors

    Details of the three most requested Panama residency programmes: the Pensionado visa, the Friendly Nations Agreement and the Italy–Panama treaty. Requirements are indicative and confirmed when we assess your case.

    01

    Pensionado Visa in Panama

    The preferred route for retirees seeking stability and long-term benefits.

    • —Certified lifetime pension of USD 1,000 per month or more.
    • —Certification from the paying institution, duly apostilled.
    • —Valid passport, criminal record certificate and health certificate.
    • —Grants permanent residency and access to the retiree discount programme.
    • —Spouse and dependent children may be included.
    02

    Friendly Nations Agreement

    For nationals of allied countries with an employment link, investment or professional degree.

    • —Passport from one of the countries covered by the agreement.
    • —Economic link: employment contract with a Panamanian company or evidenced investment.
    • —Professional alternative: university degree validated by the University of Panama.
    • —May be filed together with the work permit.
    • —Extendable to the applicant's immediate family.
    03

    Residency for Italian citizens

    Preferential route arising from the bilateral treaty between Panama and Italy.

    • —Valid Italian passport of the main applicant.
    • —Simplified documentary requirements compared with other categories.
    • —Extendable to spouse, parents and children.
    • —Support in Spanish and English throughout the procedure.

    Who are these programmes for?

    • Retirees with a lifetime pension from a public or private institution.
    • Citizens of the more than fifty countries in the Friendly Nations Agreement.
    • Professionals with a university degree revalidated at the University of Panama.
    • Investors transferring funds of foreign origin into Panama.
    • Italian citizens covered by the Panama–Italy friendship treaty.
    • Couples and families who wish to include a spouse and dependent children.

    Conditions and benefits of each programme

    Pensioner visa

    Permanent residency for applicants proving a lifetime pension from USD 1,000 per month, with the option to include a spouse.

    Retiree discounts

    Panama grants retirees statutory discounts on healthcare, medicines, transport, hotels, entertainment and restaurants.

    Friendly Nations

    Residency supported by a genuine tie to the country: an employment contract, professional activity with a revalidated degree, or an investment.

    Investor

    Minimum investment of USD 300,000 in real estate, a fixed-term deposit or a combination of both, with verifiable foreign-source funds.

    Panama–Italy treaty

    Simplified requirements for Italian citizens, with the option to include a spouse, parents and dependent children.

    Family ties

    A route available to those married to a Panamanian or with a Panamanian child who has turned five.

    Countries in the Friendly Nations Agreement

    Indicative list: it may be updated by decree. Ecuador is the most recent addition; we confirm your eligibility when reviewing your case.

    Andorra, Argentina, Australia, Austria, Belgium, Brazil, Canada, Chile, Croatia, Cyprus, Czech Republic, Denmark, Ecuador, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Ireland, Israel, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Monaco, Montenegro, Netherlands, New Zealand, Norway, Paraguay, Peru, Poland, Portugal, San Marino, Serbia, Singapore, Slovakia, South Africa, South Korea, Spain, Sweden, Switzerland, United Kingdom, United States and Uruguay.

    Documents usually required

    General guidance: amounts and requirements may change under current regulations. We confirm the exact list when we review your case.

    • 01Valid passport from the country supporting the programme.
    • 02Apostilled police record certificate from your country of origin.
    • 03Proof of lifetime pension, employment contract or investment, depending on the route.
    • 04Health certificate issued in Panama.
    • 05Revalidated university degree for the professional route.
    • 06Bank certification proving the foreign origin of the funds, for the investment route.
    • 07Apostilled marriage and birth certificates for dependants.

    How we work

    A clear process, from start to finish.

    1

    Assessment of your case

    You tell us your situation on WhatsApp and we advise which immigration route fits you.

    2

    Plan and documents

    You receive the exact document list and we prepare your complete file.

    3

    Filing the application

    We handle Immigration, notaries and the remaining procedures. You simply sign.

    4

    Receiving your residency

    We stay with you until your resident card is in your hands.

    Questions about the residency programmes

    Other immigration procedures and legal services

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    Tell us about your case

    Initial assessment at no cost. We reply promptly and tell you which route applies to you.

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    Legal notice: the information on this page is general and informative in nature and does not constitute definitive legal advice. Eligibility for any programme depends on your particular case and Panamanian regulations may change. We recommend a personalized consultation to assess your situation.